Is Fractionated Coconut Oil the Same as MCT?

Is Fractionated Coconut Oil the Same as MCT?

07/11/2025 By Bubs Naturals

Table of Contents

  1. Introduction
  2. Understanding the Basics: What is Coconut Oil?
  3. What is Fractionated Coconut Oil?
  4. What is MCT Oil?
  5. The Chemistry: C8, C10, and C12 Explained
  6. Fractionated Coconut Oil vs. MCT Oil: Key Differences
  7. Benefits of Using These Oils Topically
  8. Benefits of Consuming MCTs
  9. How the Fractionation Process Works
  10. Choosing Between Liquid Oil and Powder
  11. How to Incorporate These Into Your Routine
  12. Safety and Considerations
  13. The BUBS Difference
  14. Conclusion
  15. FAQ

Introduction

If you have ever stood in the supplement aisle or scrolled through skincare forums, you have likely seen two terms used almost interchangeably: fractionated coconut oil and MCT oil. They both appear in glass droppers, sleek supplement bottles, and even your favorite coffee creamers. At first glance, they seem like the exact same thing. They are both clear, liquid at room temperature, and derived from coconuts. However, while they share a common origin, the way they are processed and used can vary significantly depending on your goals.

Navigating the world of healthy fats can feel like a chemistry lesson you didn’t sign up for. At BUBS Naturals, we believe that understanding what you put in and on your body should be straightforward. Whether you are looking for a quick energy boost for your morning workout or a clean moisturizer for your skin, knowing the nuances between these two oils is essential for getting the results you want. If you want a simple way to use MCTs in your routine, start with our MCT Oil Powder Creamers.

This guide will break down the science of medium-chain triglycerides, explain the process of fractionation, and answer once and for all if fractionated coconut oil is truly the same as MCT oil. Our goal is to help you cut through the marketing noise and choose the right fat for your lifestyle.

Quick Answer: Technically, fractionated coconut oil is a type of MCT oil because it consists almost entirely of medium-chain triglycerides. However, in common usage, "MCT oil" usually refers to a dietary supplement for energy and ketosis, while "fractionated coconut oil" is often marketed for topical use in skincare and aromatherapy.

Understanding the Basics: What is Coconut Oil?

To understand the specialized versions of these oils, we have to start with the source. Traditional virgin coconut oil is a staple in many kitchens. It is harvested from the meat of mature coconuts and contains a mix of different types of fats. Unlike olive oil or vegetable oil, standard coconut oil is solid at room temperature. This is because it is very high in saturated fats, which have a specific chemical structure that stays firm until heated.

Inside that jar of solid coconut oil is a complex profile of fatty acids. These are categorized by the length of their carbon chains. You have short-chain, medium-chain, and long-chain fatty acids. Most of the fat in virgin coconut oil—about 50%—is lauric acid, which is technically a medium-chain triglyceride (C12). However, lauric acid behaves more like a long-chain fat in the body because it takes longer to digest.

This is where the distinction begins. For many people, the goal of using coconut-based fats isn't just flavor; it is the specific benefit of the shorter medium-chain fats, like caprylic acid (C8) and capric acid (C10). These are the "true" MCTs that provide the rapid energy and cognitive benefits people seek. To get a high concentration of these, the oil must undergo a process that separates them from the rest of the fat.

What is Fractionated Coconut Oil?

Fractionated coconut oil is exactly what the name implies: a "fraction" of the whole oil. When you see a bottle of coconut oil that remains liquid even in a cold refrigerator, you are looking at the result of a process called fractionation.

During this process, the different fats in coconut oil are separated based on their melting points. Since long-chain fatty acids and lauric acid have higher melting points, they turn solid as the oil is cooled. The liquid that remains is composed almost entirely of two specific medium-chain triglycerides: caprylic acid (C8) and capric acid (C10).

Because the lauric acid (C12) is removed, the oil loses its signature coconut scent and flavor. It becomes a clear, odorless, and highly stable liquid. It also loses the antimicrobial benefits associated specifically with lauric acid. However, what it gains is a lightweight texture that doesn't clog pores and a shelf life that is significantly longer than standard coconut oil.

What is MCT Oil?

MCT stands for Medium-Chain Triglycerides. While these occur naturally in things like goat milk and palm oil, the supplement version we usually refer to as "MCT oil" is a concentrated source of these fats. Most high-quality MCT oils are designed specifically for consumption as a dietary supplement.

In the wellness world, MCT oil is prized because it bypasses the normal digestive process. Most fats require bile and enzymes to break down, but MCTs go straight to the liver. There, they are quickly converted into ketones, which serve as a fast-acting fuel source for the brain and muscles. For a deeper look at how that works in everyday use, check out our guide on what to put MCT oil in.

Most premium MCT oils focus heavily on C8 (caprylic acid) because it is the most "ketogenic" fat, meaning it converts to energy faster than any other chain length. While some MCT oils are a 50/50 blend of C8 and C10, others are pure C8. Unlike fractionated coconut oil, which is always sourced from coconuts, generic MCT oil can sometimes be sourced from palm oil or a blend of the two.

Key Takeaway: Fractionated coconut oil is the process of making the oil liquid by removing long-chain fats. MCT oil is the functional category of the resulting fats. While they are chemically very similar, their intended use—skincare versus dietary fuel—is usually the primary difference.

The Chemistry: C8, C10, and C12 Explained

To truly grasp the difference, we need to look at the carbon chains. The "C" followed by a number refers to the number of carbon atoms in the fatty acid chain.

Caprylic Acid (C8)

This is the gold standard for energy. It has eight carbon atoms. Because it is so short, your body can process it almost instantly. This is the primary ingredient in high-performance MCT supplements. It is excellent for mental clarity and physical endurance.

Capric Acid (C10)

With ten carbon atoms, capric acid is still a medium-chain fat, but it takes slightly longer to process than C8. It still offers quick energy and has been studied for its potential immune-supporting properties. Most fractionated coconut oils contain a significant amount of C10.

Lauric Acid (C12)

This is the "middle child" of fats. With twelve carbon atoms, it is technically an MCT, but the body treats it like a long-chain triglyceride (LCT). It must go through the stomach, gallbladder, and liver to be fully digested. Lauric acid is fantastic for skin health and fighting bacteria, but it isn't the best choice if you want an immediate energy boost.

In the process of creating fractionated coconut oil or dietary MCT oil, the C12 is mostly or entirely removed to ensure the oil stays liquid and provides the rapid-absorption benefits of C8 and C10.

Fractionated Coconut Oil vs. MCT Oil: Key Differences

While the chemical makeup is nearly identical, the way these products are manufactured and marketed creates a few distinct differences.

1. Sourcing

Fractionated coconut oil is, by definition, sourced from coconuts. MCT oil, however, is a broader term. While we use high-quality coconut sources for our products, some manufacturers use palm kernel oil to create MCT oil. This is an important distinction for those who are environmentally conscious, as palm oil production is often associated with deforestation. If you want the benefits of MCTs without the environmental impact, look for products that specify they are 100% coconut-sourced.

2. Intended Use

This is the most practical difference for the consumer.

  • Fractionated Coconut Oil: Usually found in the beauty or aromatherapy aisle. It is a preferred "carrier oil" for essential oils. Because it is thin and odorless, it carries the scent of essential oils well without leaving a greasy residue on the skin. It is also a staple in massage therapy and DIY skincare.
  • MCT Oil: Found in the supplement aisle. It is designed for your gut. It is often tested for purity to ensure it is free of contaminants and is intended to be added to coffee, smoothies, or salad dressings.

3. Purity and Grading

Not all oils are created equal. An oil labeled "fractionated coconut oil" for topical use may not have undergone the same rigorous food-grade testing as a high-quality MCT oil supplement. Conversely, a pure C8 MCT oil designed for athletes might be more expensive than a standard bottle of liquid coconut oil from the grocery store because the refinement process to isolate C8 is more intensive.

Myth: Liquid coconut oil is just as good for keto as pure MCT oil. Fact: While liquid (fractionated) coconut oil does contain MCTs, it often has a higher ratio of C10 to C8. Pure MCT supplements are usually optimized to have more C8, which is more effective at raising ketone levels for those on a ketogenic diet.

Benefits of Using These Oils Topically

If you are leaning toward fractionated coconut oil for your skin or hair, there are several reasons why it is a better choice than standard virgin coconut oil.

Better for Clog-Prone Skin

Standard coconut oil is highly comedogenic, meaning it is very likely to clog your pores and cause breakouts. This is due to the presence of lauric acid and long-chain fats. Because fractionated coconut oil removes these, it is much lighter. Many people find they can use it as a facial moisturizer or makeup remover without the fear of acne.

Excellent Carrier for Essential Oils

If you enjoy aromatherapy, you need a carrier oil. Applying essential oils directly to the skin can cause irritation or even chemical burns. Fractionated coconut oil is the ideal base because it stays liquid and doesn't have a strong coconut scent that competes with your lavender or peppermint oils.

Hair and Scalp Health

Many use this oil to manage frizz or as a scalp treatment. Because it is thin, it penetrates the hair shaft more easily than thicker oils. It provides a nice shine without making your hair look like it hasn't been washed in a week.

Benefits of Consuming MCTs

When you move from topical use to dietary use, the benefits shift toward performance and metabolic health.

Sustained Energy

Unlike sugar, which causes a spike and a subsequent crash, MCTs provide a steady stream of energy. Because they are converted into ketones, they offer a fuel source that your brain and muscles can use efficiently. Many of us use our Butter MCT Oil Creamer in the morning to stay sharp and energized until lunch without the mid-morning slump.

Weight Management Support

MCTs may help support weight management goals in a few ways. First, they are less likely to be stored as body fat because the body uses them for energy so quickly. Second, they have been shown to help increase feelings of fullness. By signaling to your brain that you are satiated, MCTs can help prevent overeating throughout the day.

Cognitive Function

The brain is a high-energy organ, and it loves ketones. Many people report improved focus, mental clarity, and a reduction in "brain fog" when adding MCTs to their routine. This is particularly helpful during long training sessions or high-stress workdays.

How the Fractionation Process Works

It sounds complex, but fractionation is a physical process, not a chemical one. No harsh chemicals or solvents are required to separate the fats.

  1. Heating: The coconut oil is heated to a liquid state.
  2. Cooling: The oil is slowly cooled under controlled conditions.
  3. Solidification: As the temperature drops, the fats with higher melting points (like lauric acid) begin to solidify and turn into a "butter" or wax.
  4. Separation: The remaining liquid, which contains the C8 and C10, is filtered out.

The result is a pure, stable oil that doesn't go rancid easily. This stability is why we use these refined fats in our products at BUBS Naturals. If you want to see how we turn that into a broader lineup, explore our MCT collection.

Choosing Between Liquid Oil and Powder

Once you have decided that you want the dietary benefits of MCTs, you have another choice: liquid oil or powder.

Liquid MCT oil is versatile. You can put it on salads or mix it into cold drinks. However, for many, the liquid can be hard on the stomach. It can also be messy to travel with. This is why we developed our MCT Oil Creamer. By spray-drying the oil onto a carrier (in our case, high-quality acacia fiber), we created a powder that is much easier on the digestive system.

Our powder mixes effortlessly into hot coffee or tea, creating a rich, creamy texture without the need for dairy. It provides all the benefits of C8 and C10 in a portable, gut-friendly format.

Feature Fractionated Coconut Oil (Liquid) MCT Oil Powder
Primary Use Topical / Essential Oil Carrier Dietary Supplement / Coffee
Digestibility Can be heavy on the stomach Easier on the gut due to fiber
Portability Risk of leaks and spills Travel-friendly and mess-free
Texture Oily Creamy and smooth
Flavor Odorless/Tasteless Neutral or creamy

How to Incorporate These Into Your Routine

If you are new to using these oils, the "start slow" rule is the most important thing to remember. Because MCTs are processed so quickly by the liver, taking too much at once can lead to what is affectionately known in the keto community as "disaster pants"—or more scientifically, digestive upset.

Morning Energy

Start with half a serving of our MCT Oil Creamer in your morning coffee. This allows your body to adjust to the rapid influx of healthy fats. Over the course of a week, you can work your way up to a full serving. You will likely notice a difference in your energy levels and how long you feel full after breakfast.

Pre-Workout Boost

If you have a heavy lifting session or a long run planned, taking MCTs about 30 minutes before you start can provide a clean fuel source. Unlike carb-heavy pre-workouts, you won't have to worry about a blood sugar crash in the middle of your training.

Evening Skincare

For topical use, try using a few drops of fractionated coconut oil as your final moisturizing step at night. It is especially effective during the winter months when the air is dry and your skin needs extra protection.

Safety and Considerations

For the vast majority of people, both fractionated coconut oil and MCT oil are completely safe. However, there are a few things to keep in mind.

  • Allergies: While rare, coconut allergies do exist. If you have a known sensitivity to coconuts, you should avoid both products.
  • Digestive Sensitivity: As mentioned, the rapid absorption of MCTs can cause stomach cramps or diarrhea if you take too much too fast. Always start with a small amount.
  • Quality Matters: Look for products that are third-party tested. At BUBS Naturals, we prioritize transparency. Our products are designed for those who demand the cleanest ingredients, which is why we ensure our supplements meet rigorous standards for purity and performance.

Bottom line: While fractionated coconut oil and MCT oil are chemically nearly identical, their roles in your wellness routine are usually different. Use fractionated oil for your skin and hair, and stick to a high-quality, coconut-sourced MCT oil or powder for your diet and energy needs.

The BUBS Difference

At the heart of everything we do is a commitment to quality and a sense of purpose. We didn't just start a supplement brand; we built a company to honor the legacy of Glen "BUB" Doherty. Glen lived a life of adventure, service, and peak performance. He was a Navy SEAL, a dedicated friend, and a man who believed in doing things the right way. You can learn more about that mission in our story.

That is why we don't cut corners. Our MCT products are made from 100% coconut-sourced oil, ensuring you get the clean energy you need without the "BS" fillers found in many other brands. We focus on ingredients that are easy to use and truly effective, whether you are preparing for a mission or just trying to get through a busy Monday. If you also want a clean, focused performance option, our Creatine Monohydrate is another simple place to start.

By choosing our products, you are not just investing in your own health—you are contributing to a larger cause. We donate 10% of all profits to veteran-focused charities in BUB's honor. It is our way of ensuring that every scoop of powder and every morning coffee makes a difference in the lives of those who have served.

Conclusion

So, is fractionated coconut oil the same as MCT? Technically, yes. They are both made of the medium-chain fats that stay liquid and offer unique health benefits. But in the practical world, they are the two sides of the same coin. One is the ultimate tool for your external beauty and aromatherapy needs, while the other is a powerhouse fuel for your internal performance.

  • Fractionated coconut oil is your go-to for skin, hair, and carrier oil needs.
  • MCT oil (and especially MCT powder) is your go-to for brain power, metabolism, and sustained energy.

Whatever your goal, the key is to choose products that prioritize clean sourcing and rigorous testing. Start slow, listen to your body, and enjoy the steady, clean energy that these incredible fats provide. Ready to feel the difference in your morning routine? Explore how our simple, clean ingredients can help you live a life of adventure and purpose, and if hydration is part of that routine, take a look at Hydrate or Die® Electrolytes.

FAQ

Is fractionated coconut oil safe to eat?

If the oil is labeled as "food grade," it is generally safe to consume. However, many fractionated coconut oils sold in the beauty aisle are intended for topical use only and may not have been processed or stored according to food safety standards. For dietary benefits, it is always better to choose a product specifically formulated as a dietary MCT supplement.

Why doesn't fractionated coconut oil smell like coconuts?

The characteristic scent and flavor of coconut oil come from the long-chain fatty acids and unsaponifiable matter found in the whole oil. During the fractionation process, these components are removed to leave only the odorless C8 and C10 chains. This makes the oil more versatile for cooking or skincare where a coconut scent isn't desired.

Does fractionated coconut oil have the same benefits as virgin coconut oil?

Not exactly. While fractionated oil is better for quick energy and lightweight skin hydration, it lacks lauric acid (C12). Lauric acid is responsible for the potent antimicrobial and antifungal properties of virgin coconut oil. If you want those specific immune-supporting or skin-clearing benefits, virgin coconut oil is the better choice. For a different angle on recovery and beauty support, you can also read about our Collagen Peptides.

Can I use MCT oil on my skin?

Yes, you can use high-quality MCT oil on your skin. Since it is essentially the same as fractionated coconut oil, it will provide the same lightweight moisturizing benefits. Many people find it to be an excellent, non-greasy facial oil. Just ensure the product doesn't have added flavors or sweeteners if you plan to use it topically.

*Disclaimer:

These statements have not been evaluated by the Food and Drug Administration. These products are not intended to diagnose, treat, cure or prevent any disease. Product results may vary from person to person.

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