Is Fractionated Coconut Oil MCT Oil? The Full Breakdown

Is fractionated coconut oil MCT oil? Learn the key differences between these powerhouse fats and discover which is best for your diet versus your skin.

Bubs Naturals

Table of Contents

  1. Introduction
  2. What is Fractionated Coconut Oil?
  3. What is MCT Oil?
  4. The Science of Fractionation: How It Is Made
  5. The Carbon Chain Breakdown: C8, C10, and C12
  6. Metabolic Differences: Why the "Shortcut" Matters
  7. Fractional Coconut Oil vs. MCT Oil: A Comparison
  8. Can You Eat Fractionated Coconut Oil?
  9. Topical Uses for Fractionated Coconut Oil
  10. Practical Advice: Which One Should You Buy?
  11. Digestive Considerations and Starting Slow
  12. Why We Use Coconut-Sourced MCTs
  13. Summary of the Bottom Line
  14. Conclusion
  15. FAQ

Introduction

If you have ever looked for a way to boost your morning coffee or upgrade your skincare routine, you have likely run into a confusing shelf of products. On one side, you see "MCT Oil." On the other, "Fractionated Coconut Oil." Both are clear, both are liquid at room temperature, and both usually come from the same source. This leads to a very common question: is fractionated coconut oil actually the same thing as MCT oil?

At BUBS Naturals, we believe in keeping things simple and transparent, especially when it relates to the fuel you put in your body. While these two products share a lot of DNA, the answer to whether they are identical depends on how they are made and how you plan to use them. One is often refined for your gut and brain, while the other is frequently marketed for your skin and hair.

In this guide, we will break down the chemistry, the production process, and the practical uses for both. We will also help you identify which version belongs in your pantry and which belongs in your bathroom cabinet. Understanding the subtle differences between these two oils is the first step in optimizing your wellness routine.

Quick Answer: Yes, fractionated coconut oil is a type of MCT oil, as both consist of medium-chain triglycerides. However, "MCT oil" is typically marketed as a dietary supplement with specific ratios of C8 and C10 fats, while "fractionated coconut oil" is often marketed for topical use in skincare and massage.

What is Fractionated Coconut Oil?

To understand fractionated coconut oil, you first have to look at regular coconut oil. Raw, virgin coconut oil is solid at room temperature. This is because it contains a mix of different types of fats, including long-chain fatty acids that have a high melting point. When you see a jar of white, solid coconut oil in the grocery store, you are looking at the "whole" oil.

Fractionated coconut oil is a "fraction" of that whole oil. Through a process called fractionation, the long-chain fatty acids are removed. What remains is a liquid that stays fluid even in the refrigerator. This liquid is composed almost entirely of medium-chain triglycerides (MCTs).

This version of the oil is colorless and odorless. Because the fats that cause it to go rancid have been mostly removed, it has a significantly longer shelf life than virgin coconut oil. In the beauty and wellness industry, it is a favorite for use as a carrier oil because it is light, non-greasy, and absorbs into the skin quickly without clogging pores.

Creamers

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What is MCT Oil?

MCT stands for medium-chain triglycerides. These are a specific type of fat molecule that your body handles differently than the long-chain fats found in steak or vegetable oil. Most fats we eat have 13 to 21 carbon atoms. MCTs are shorter, usually containing between 6 and 12 carbon atoms.

When you buy a bottle labeled "MCT Oil," you are buying a concentrated dietary supplement. It is usually extracted from either coconut oil or palm kernel oil. The goal of this product is to provide a quick source of clean energy. Because the chains are shorter, they go straight to your liver. They do not need bile to break them down, and they are less likely to be stored as body fat.

Most high-quality MCT oils focus on two specific types of fats: Caprylic acid (C8) and Capric acid (C10). These are the "powerhouse" fats that many people use to support mental clarity, physical endurance, and ketone production. We focus on these specific chains in our products because they offer the most direct benefits for an active lifestyle. For a convenient option, explore BUBS MCT Oil Powder.

Key Takeaway: While both products are made of medium-chain fats, "MCT Oil" is generally the term used for dietary supplements meant for ingestion, while "Fractionated Coconut Oil" is the term often used for topical applications.

The Science of Fractionation: How It Is Made

The process of turning solid coconut oil into a clear liquid is purely physical. It does not require harsh chemicals or synthetic additives. Instead, it relies on the different melting points of the fats found naturally in the coconut.

The Heating and Cooling Process

First, the whole coconut oil is heated above its melting point. Then, it is slowly cooled down. Because different fatty acids have different melting points, they solidify at different temperatures. The long-chain fatty acids, like lauric acid, begin to turn solid first.

Separation

Once those specific fats have solidified, they are filtered out. The remaining liquid is the "fractionated" part. This liquid is rich in Caprylic (C8) and Capric (C10) acids. These two fats have very low melting points, which is why the resulting oil stays liquid even if you put it in the freezer.

Refining for Purity

In the case of dietary MCT oil, the process often goes a step further. Manufacturers may use molecular distillation to isolate specific ratios of C8 and C10. This ensures that the user gets the most "efficient" fats for energy production. For example, our MCT Oil Creamer is designed to provide a clean, easy-mixing source of these fats without the heavy, oily texture of whole coconut oil. Learn more about how MCT oil powder is made.

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The Carbon Chain Breakdown: C8, C10, and C12

To really understand the difference between these oils, we have to look at the chemistry. The "C" followed by a number refers to the number of carbon atoms in the fatty acid chain. The shorter the chain, the faster the body can turn it into energy.

Caprylic Acid (C8)

This is widely considered the most efficient MCT. It has eight carbon atoms. It is the easiest for your liver to convert into ketones, which are an alternative fuel source for your brain. Most premium MCT oils are very high in C8.

Capric Acid (C10)

With ten carbon atoms, C10 is slightly slower to process than C8, but it still offers rapid energy. It also has noted antibacterial and immune-supporting properties. Most fractionated oils are a blend of C8 and C10.

Lauric Acid (C12)

This is where the debate starts. Lauric acid has 12 carbon atoms. Technically, it is classified as a medium-chain triglyceride. However, it behaves more like a long-chain fat in the body. It takes longer to digest and must pass through the lymphatic system rather than going straight to the liver.

In whole coconut oil, lauric acid makes up about 50% of the fat content. In most fractionated coconut oils and MCT oils, lauric acid is removed because it is more valuable for industrial uses or because it interferes with the "quick energy" goal of the supplement.

Myth: All coconut oil products provide the same energy boost. Fact: Whole coconut oil is mostly lauric acid (C12), which digests slowly. Fractionated coconut oil and MCT oil remove the C12 to provide much faster energy through C8 and C10.

For more background on the relationship between coconut oil and MCTs, read does coconut oil have MCTs.

Metabolic Differences: Why the "Shortcut" Matters

The main reason people choose MCT oil over other fats is the "liver shortcut." Most fats you eat follow a long path. They are broken down in the gut, packaged into chylomicrons, sent through the lymphatic system, and then eventually released into the bloodstream to be used or stored as fat.

MCTs skip the line. Because they are smaller, they can cross the double membrane of the mitochondria without help. They move directly from the digestive tract to the liver. Once there, they are used for immediate energy or converted into ketones.

This makes them an incredible tool for:

  • Morning Energy: Adding them to coffee provides fuel without a sugar crash.
  • Pre-Workout: They offer a quick source of energy that doesn't sit heavy in the stomach.
  • Mental Clarity: Ketones can cross the blood-brain barrier, providing the brain with a steady fuel source.

While fractionated coconut oil technically has these same fats, it is not always processed with human consumption as the primary goal. This is why we emphasize using a product specifically designed for nutrition. For additional context, see what MCT oil powder is used for.

Fractional Coconut Oil vs. MCT Oil: A Comparison

Feature Fractionated Coconut Oil MCT Oil (Dietary)
Primary Use Skincare, hair, massage, DIY crafts Dietary supplement, coffee, shakes
Composition Mostly C8 and C10 Mostly C8 and C10 (often higher C8)
Source 100% Coconut Coconut, Palm, or a blend
Taste/Odor Odorless and tasteless Odorless and tasteless
Lauric Acid (C12) Usually removed Usually removed
Processing Fractionation Fractionation + Molecular Distillation

Bottom line: If the bottle is in the beauty aisle, it is likely fractionated coconut oil optimized for your skin. If it is in the supplement aisle, it is MCT oil optimized for your metabolism.

Can You Eat Fractionated Coconut Oil?

Technically, yes. Because it is derived from coconut oil and the process is physical rather than chemical, it is generally safe to ingest. However, there are some important "notes" to consider before you start pouring it into your smoothies.

Food Grade vs. Cosmetic Grade

The biggest concern is the facility where the oil was bottled. Cosmetic-grade fractionated coconut oil may be processed in facilities that do not follow food-safety protocols. It might also contain additives like fragrances or preservatives that are not safe to eat. Always check the label for a "Supplement Facts" or "Nutrition Facts" panel. If it doesn't have one, keep it on your skin, not in your mouth.

Purity and Ratios

A dietary MCT oil is often more "potent" than a generic fractionated oil. Producers of dietary MCTs often aim for a higher percentage of C8 because that is what consumers want for ketone production. A generic fractionated oil may have a different ratio that is less effective for your energy goals.

Sourcing (The Palm Oil Issue)

Many cheaper fractionated oils are actually a blend of coconut and palm oil. At BUBS Naturals, we prioritize clean, sustainable sourcing. Many athletes and wellness enthusiasts avoid palm-sourced oils due to environmental concerns or because coconut-sourced oils are often perceived as higher quality.

Topical Uses for Fractionated Coconut Oil

While we focus heavily on the internal benefits of MCTs, we cannot ignore how effective fractionated coconut oil is for external use. Because the long-chain fats are removed, the oil is incredibly thin. This allows it to sink into the skin much faster than regular coconut oil.

As a Carrier Oil

If you use essential oils, you know you shouldn't put them directly on your skin. You need a "carrier" to dilute them. Fractionated coconut oil is the gold standard for this. It doesn't have a scent of its own, so it won't interfere with your lavender or peppermint oils. It also won't stain your clothes or sheets.

Hair Health

Whole coconut oil can sometimes be too heavy for thin hair, making it look greasy. The fractionated version is much lighter. It can help smooth frizz and add shine without weighing your hair down.

Makeup Remover

Because it is a fat, it easily dissolves stubborn, waterproof makeup. It is gentle enough for the area around your eyes and won't leave a thick, waxy residue behind.

Note: Even though it is lighter than whole coconut oil, if you are prone to oily skin or acne, you should still test a small area first. While it is less likely to clog pores, everyone's skin chemistry is different.

Practical Advice: Which One Should You Buy?

Choosing between these two depends entirely on your goal. Don't let the marketing jargon confuse you.

Buy Dietary MCT Oil if:

  • You want to support a ketogenic or low-carb lifestyle.
  • You want to add a clean fat source to your coffee, tea, or protein shakes.
  • You are looking for a mental "boost" or quick energy for training.
  • You want a product that is third-party tested and certified for purity.

Buy Fractionated Coconut Oil if:

  • You are making your own lotions, soaps, or body scrubs.
  • You need a light, non-greasy massage oil.
  • You want a shelf-stable oil for diluting essential oils.
  • You are looking for a simple, one-ingredient makeup remover.

In our experience, most active people end up having both in their homes. We use our Butter MCT Oil Creamer for our morning routine to get those focused C8 and C10 fats into our system, and we might use a generic fractionated oil for a DIY skin balm later in the day.

Digestive Considerations and Starting Slow

One thing that both fractionated coconut oil and dietary MCT oil have in common is how they affect your gut. Because these fats are processed so quickly, they can cause "disaster pants" (digestive upset) if you take too much too soon.

When you start adding these fats to your diet, start with a small amount—maybe half a tablespoon or even a teaspoon. Give your body a few days to adjust to the rapid absorption. Once you know your stomach is comfortable, you can gradually increase the dose.

Most people find that 1 to 3 tablespoons per day is the sweet spot. If you experience stomach cramps or urgency, simply scale back for a few days. Mixing the oil into a creamer or a smoothie often makes it easier on the digestive system than taking it straight on an empty stomach. For more practical guidance, read how to choose the best MCT oil for your needs.

Why We Use Coconut-Sourced MCTs

At BUBS Naturals, our philosophy is "no BS." That means we don't take shortcuts with our ingredients. While you can get MCTs from palm oil, we choose coconut for several reasons.

First, the quality is often more consistent. Second, it aligns with our commitment to environmental responsibility. Palm oil production is a major driver of deforestation in many parts of the world. By sticking to coconut-sourced fats, we can provide a product that you can feel good about using every single day.

Our MCT products are designed to mix effortlessly. One of the biggest complaints about "fractionated" or "liquid" oils in coffee is that they just float on top in a greasy layer. We solved this by creating a powder form that gives you all the benefits of the MCT fats with the creamy texture of a traditional creamer. It is the best of both worlds.

Summary of the Bottom Line

The confusion between fractionated coconut oil and MCT oil is understandable because, at a molecular level, they are nearly identical. They both provide Caprylic (C8) and Capric (C10) fatty acids in a stable, liquid form.

However, the "label" on the bottle tells you the intended destination. If you want the metabolic advantages of medium-chain fats, go for a high-quality, food-grade MCT oil. If you want a versatile, non-staining oil for your skin or hair, fractionated coconut oil is your best bet.

Wellness is about making small, informed choices every day. Whether you are fueling for a mountain hike or just trying to get through a long afternoon at the office, knowing exactly what you are putting into (or on) your body makes all the difference.

Conclusion

Is fractionated coconut oil MCT oil? Yes, in the same way that a square is a rectangle. It is a specific version of the oil that has been filtered to provide the most stable and useful fats. When you choose a product from us, you aren't just getting clean ingredients; you are also contributing to a bigger mission. Learn more about the BUBS story and 10% Rule.

In honor of Glen "BUB" Doherty, a Navy SEAL who lived a life of adventure and service, we donate 10% of all our profits to veteran-focused charities. We believe that looking after your health should go hand-in-hand with looking after your community.

Whether you choose our MCT Oil Creamer for your morning energy or a fractionated oil for your skin, you are choosing a path of clean, functional wellness. Start slow, listen to your body, and keep moving forward.

FAQ

Can I use fractionated coconut oil for cooking?

Yes, you can use it for low-to-medium heat cooking, but it is not ideal for high-heat frying. It has a lower smoke point than regular coconut oil or avocado oil. Most people prefer using it as a "finishing oil" on salads or in shakes rather than a primary cooking fat.

Does fractionated coconut oil have the same health benefits as virgin coconut oil?

Not exactly. Virgin coconut oil contains lauric acid, which has potent antimicrobial properties. Because lauric acid is removed during fractionation, you lose those specific benefits. However, you gain the benefits of higher concentrations of C8 and C10, which provide faster energy.

Why is fractionated coconut oil liquid while regular coconut oil is solid?

The solid parts of regular coconut oil are the long-chain fatty acids, specifically lauric acid. When these are removed through the fractionation process, only the medium-chain fats remain. These fats have a much lower melting point, allowing the oil to stay liquid even at cold temperatures.

Is MCT oil better than coconut oil for weight loss?

Many people find MCT oil more effective for weight management because it is used for immediate energy rather than being stored. Some studies suggest that MCTs can help increase feelings of fullness and slightly boost metabolism. However, any oil should be used as part of a balanced diet and active lifestyle for the best results.

Disclaimer

These statements have not been evaluated by the Food and Drug Administration. These products are not intended to diagnose, treat, cure, or prevent any disease. Results may vary.

This website provides general information only and is not a substitute for professional medical advice, diagnosis, or treatment. Consult your healthcare provider before using supplements or beginning any diet, exercise, medication, or treatment program - especially if you have a medical condition or are under medical care. Always read and follow product labels.